---
updatedAt: 2025-11-11T00:10:08.000Z
agentTools:
  projectIndex: https://docs.interswitchgroup.com/v1.1/llms.txt
---

# Get Multiple Provider Offers

This endpoint is to get offers available to a user/customer from all available providers.

### Response Descriptions

| Field | Field Name      | Description                                                                                           |
| ----- | --------------- | ----------------------------------------------------------------------------------------------------- |
| 1     | responseCode    | The Code representing the result of the request processing.                                           |
| 2     | responseMessage | The Description of the responseCode.                                                                  |
| 4     | offers          | Arrays of the available offers.                                                                       |
| 4a.   | offerId         |                                                                                                       |
| 4b.   | amountOffered   | The Amount which the Credit Company is ready to loan the customer/user.                               |
| 4c.   | interest        | The Interest Percentage that applies to the loan.                                                     |
| 4d.   | amountPayable   | The Compound Interest which is to be paid by the Customer at the end of the loan tenure.              |
| 4e.   | fees            | Array of the many fees that applied with the offer.                                                   |
| 4f.   | tenure          | The Duration for which the loan is applied. After this duration, the loan is marked as due. (in days) |
| 4g.   | terms           | The Terms and Conditions that applied to the offer.                                                   |
| 4h.   | expiryDate      | The Date and Time at which this offer becomes invalid.(UTC)                                           |
| 4i.   | currency        | The Currency Code of the Amount offered.                                                              |
| 5     | provider        | The provider for the specified loan                                                                   |

# OpenAPI definition

```json
{
  "openapi": "3.1.0",
  "info": {
    "title": "ipg",
    "version": "1.1"
  },
  "servers": [
    {
      "url": "https://sandbox.interswitchng.com"
    }
  ],
  "components": {
    "securitySchemes": {
      "sec0": {
        "type": "oauth2",
        "flows": {}
      }
    }
  },
  "security": [
    {
      "sec0": []
    }
  ],
  "paths": {
    "/lending-service/api/v2/offers?customerId={customerId}&channelCode={channelCode}&amount={amount}&serviceType={serviceType}": {
      "get": {
        "summary": "Get Multiple Provider Offers",
        "description": "This endpoint is to get offers available to a user/customer from all available providers.",
        "operationId": "get-multiple-provider-offers",
        "parameters": [
          {
            "name": "Authorization",
            "in": "header",
            "schema": {
              "type": "string",
              "default": "Bearer eyJhbGciOiJSUzI1NiJ9.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.P2mUITLA2bsmMryCyuVwDXK-4ozcRYtEKIN1t-qRPZaUStKleLsgxQxJqXv0EZ0CIYbAECw28AeJmbiBtosVSQ824unhfYTyhRCAt1olO_pNwf6PPmMNVTUO5q7F1b3CQPKP5D3VmNMw3MrHUzTzLwqMMzTIAYWf3V-7TEuHBOVzTsOtmuV-j63qASkFGsn_3x-TwgPVeOZ-INnDtXnSCSwQKG10q0_QE7B-ke2v0Up0vxXJ4wTsX8qWm6sJ5Bn_GU260qNPnVCip93xhzAHv7e__ONfeTMdDVPypQ0lyKgcR0FcBrJqONz6yifuu2BfoGeDkXV1cyZFhZg_xwiFYw"
            }
          },
          {
            "name": "customerId",
            "in": "query",
            "description": "The Email or Mobile Number of the Customer for which offers are been requested.",
            "required": true,
            "schema": {
              "type": "string",
              "default": "2348123456789"
            }
          },
          {
            "name": "channelCode",
            "in": "query",
            "description": "The Code of the Channel from which this request is originating.",
            "required": true,
            "schema": {
              "type": "string",
              "default": "0002"
            }
          },
          {
            "name": "fullname",
            "in": "query",
            "description": "The Full name of the Customer.",
            "schema": {
              "type": "string",
              "default": "John Doe"
            }
          },
          {
            "name": "amount",
            "in": "query",
            "description": "The Amount of Loan that the customer wishes to take (in Kobo).",
            "schema": {
              "type": "string",
              "default": "500000"
            }
          },
          {
            "name": "serviceType",
            "in": "query",
            "description": "The service type code",
            "schema": {
              "type": "string",
              "default": "LOAN"
            }
          }
        ],
        "responses": {
          "200": {
            "description": "200",
            "content": {
              "application/json": {
                "examples": {
                  "Result": {
                    "value": "{\n  \"responseCode\": \"00\",\n    \"offers\": [\n      {\n        \"offerId\": \"OFFER1511245980103\",\n        \"amountOffered\": 3500000,\n        \"interest\": 15,\n        \"amountPayable\": 3875000,\n        \"tenure\": 14,\n        \"expiryDate\": \"2017-06-30T09:24:09Z\",\n        \"currency\": \"566\",\n        \"description\": \"N35000 to pay N3875000 in 14 days\",\n        \"provider\": {\n          \"code\": \"MKT\",\n          \"name\": \"MKT Loans\",\n          \"description\": \"MKT\"\n        }\n      }\n    ]\n}"
                  }
                },
                "schema": {
                  "type": "object",
                  "properties": {
                    "responseCode": {
                      "type": "string",
                      "example": "00"
                    },
                    "offers": {
                      "type": "array",
                      "items": {
                        "type": "object",
                        "properties": {
                          "offerId": {
                            "type": "string",
                            "example": "OFFER1511245980103"
                          },
                          "amountOffered": {
                            "type": "integer",
                            "example": 3500000,
                            "default": 0
                          },
                          "interest": {
                            "type": "integer",
                            "example": 15,
                            "default": 0
                          },
                          "amountPayable": {
                            "type": "integer",
                            "example": 3875000,
                            "default": 0
                          },
                          "tenure": {
                            "type": "integer",
                            "example": 14,
                            "default": 0
                          },
                          "expiryDate": {
                            "type": "string",
                            "example": "2017-06-30T09:24:09Z"
                          },
                          "currency": {
                            "type": "string",
                            "example": "566"
                          },
                          "description": {
                            "type": "string",
                            "example": "N35000 to pay N3875000 in 14 days"
                          },
                          "provider": {
                            "type": "object",
                            "properties": {
                              "code": {
                                "type": "string",
                                "example": "MKT"
                              },
                              "name": {
                                "type": "string",
                                "example": "MKT Loans"
                              },
                              "description": {
                                "type": "string",
                                "example": "MKT"
                              }
                            }
                          }
                        }
                      }
                    }
                  }
                }
              }
            }
          },
          "400": {
            "description": "400",
            "content": {
              "application/json": {
                "examples": {
                  "Result": {
                    "value": "{}"
                  }
                },
                "schema": {
                  "type": "object",
                  "properties": {}
                }
              }
            }
          }
        },
        "deprecated": false,
        "security": []
      }
    }
  },
  "x-readme": {
    "headers": [],
    "explorer-enabled": true,
    "proxy-enabled": true
  },
  "x-readme-fauxas": true
}
```