---
updatedAt: 2025-11-11T00:09:41.000Z
agentTools:
  projectIndex: https://docs.interswitchgroup.com/v1.1/llms.txt
---

# Send Bill Payment / Recharge Transaction

This endpoint processes bill payments or recharge transactions. It receives the necessary customer information, payment details, and a unique reference identifier to initiate the transaction.

# OpenAPI definition

```json
{
  "openapi": "3.1.0",
  "info": {
    "title": "new-value-added-services",
    "version": "1.1"
  },
  "servers": [
    {
      "url": "https://qa.interswitchng.com/quicktellerservice/api/v5"
    }
  ],
  "security": [
    {}
  ],
  "paths": {
    "/Transactions": {
      "post": {
        "summary": "Send Bill Payment / Recharge Transaction",
        "description": "This endpoint processes bill payments or recharge transactions. It receives the necessary customer information, payment details, and a unique reference identifier to initiate the transaction.",
        "operationId": "send-transaction",
        "parameters": [
          {
            "name": "Authorization",
            "in": "header",
            "schema": {
              "type": "string",
              "default": "Bearer eyJhbGciOiJSUzI1NiJ9.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.bxZt9BPtcVg9oel0hyh3ivwPR-tt9YFXXTf1SxPu3p2G8DdBeFViSBefsaIruiBOeYofH9mhJ2Rx5lA6ngIfpzpPIDnFzmVY2vyoitlNxr7_IAEjqtSWDrZXuf4hKIsyr6PxWiTBrPUEzHSu44hGTY1rkNAAiSAljINOTJRwiVl18ySW1FdcAjNVjC6ERfl3q0Av-BHUJtexfRlEe7EPxs6MH4qpJp1-26B3qKbIW1ynzMJ157vOE3Wuv4ZxMlMrBfolpIo0uus9w-OYIt08BSHWNhQkWLuYZDr0iU9O9vwRTMcbnOZeEdrF1I2ls91Wz0Dvjzx-24oqCWEFn3isXQ"
            }
          },
          {
            "name": "Content-Type",
            "in": "header",
            "schema": {
              "type": "string",
              "default": "application/json"
            }
          },
          {
            "name": "Terminalid",
            "in": "header",
            "schema": {
              "type": "string",
              "default": "3pbl0001"
            }
          }
        ],
        "requestBody": {
          "content": {
            "application/json": {
              "schema": {
                "type": "object",
                "required": [
                  "PaymentCode",
                  "CustomerId",
                  "CustomerEmail",
                  "CustomerMobile",
                  "Amount",
                  "requestReference"
                ],
                "properties": {
                  "PaymentCode": {
                    "type": "string",
                    "description": "The unique identifier for the payment transaction"
                  },
                  "CustomerId": {
                    "type": "string",
                    "description": "The unique identifier for the customer making the payment"
                  },
                  "CustomerEmail": {
                    "type": "string",
                    "description": "The email address of the customer making the payment"
                  },
                  "CustomerMobile": {
                    "type": "string",
                    "description": "The mobile number of the customer making the payment"
                  },
                  "Amount": {
                    "type": "string",
                    "description": "The amount of the payment"
                  },
                  "requestReference": {
                    "type": "string",
                    "description": "A unique identifier for the transaction"
                  }
                }
              }
            }
          }
        },
        "responses": {
          "200": {
            "description": "200",
            "content": {
              "application/json": {
                "examples": {
                  "Result": {
                    "value": "{\n    \"TransactionRef\": \"PBL|Web|3pbl0001|VerveECa|010223180453|4WNYQJ3NDB\",\n    \"ApprovedAmount\": \"10000\",\n    \"AdditionalInfo\": {},\n    \"ResponseCode\": \"90000\",\n    \"ResponseDescription\": \"Success\",\n    \"ResponseCodeGrouping\": \"SUCCESSFUL\"\n}"
                  }
                },
                "schema": {
                  "type": "object",
                  "properties": {
                    "TransactionRef": {
                      "type": "string",
                      "example": "PBL|Web|3pbl0001|VerveECa|010223180453|4WNYQJ3NDB"
                    },
                    "ApprovedAmount": {
                      "type": "string",
                      "example": "10000"
                    },
                    "AdditionalInfo": {
                      "type": "object",
                      "properties": {}
                    },
                    "ResponseCode": {
                      "type": "string",
                      "example": "90000"
                    },
                    "ResponseDescription": {
                      "type": "string",
                      "example": "Success"
                    },
                    "ResponseCodeGrouping": {
                      "type": "string",
                      "example": "SUCCESSFUL"
                    }
                  }
                }
              }
            }
          },
          "400": {
            "description": "400",
            "content": {
              "application/json": {
                "examples": {
                  "Result": {
                    "value": "{}"
                  }
                },
                "schema": {
                  "type": "object",
                  "properties": {}
                }
              }
            }
          }
        },
        "deprecated": false
      }
    }
  },
  "x-readme": {
    "headers": [],
    "explorer-enabled": true,
    "proxy-enabled": true
  },
  "x-readme-fauxas": true
}
```