post https://sandbox.interswitchng.com/POST /endpoint goes here. The Provider is expected to provide this and configured on the ILS Platform.
During the Get Offer processing, a request will be sent from Interswitch Lending Service to Provider to get the offers the Provider has for a User.
Response Description
| Field # | Field Name | Description |
|---|---|---|
| 1 | responseCode | The Code representing the status of the processing of the request. It shows whether the request to accept the offer is allowed or not. |
| 2 | responseMessage | The Description of the Response Code from above. |
| 3 | offers | Arrays of Offers that the provider has for the user. |
| 3a | offerId | The Id representing the offer from the provider. |
| 3b | amountOffered | The Amount of this loan offer. This is expected to be in the minor denomination (Long value). |
| 3c | interest | The interest in percentage attached to the loan |
| 3d | amountPayable | The Amount expected to be paid by the User for the loan. This is expected to be in the minor denomination (Long value). |
| 3e | fees | The Array of fees that are attached to the loan. |
| 3ei | name | The name of the fees. |
| 3eii | amount | The amount for the fees |
| 3f | tenure | The Time duration of this loan after which the user is expected to pay back the amountPayable (in days). |
| 3g | terms | The Terms and Conditions attached to the loan offer. |
| 3h | expiryDate | The Date/Time at which this loan offer expires and become invalid. |
| 3i | currency | The Currency of the Amount offered. |
| 3j | isPartPaymentAllowed | A Boolean depicting whether the Customer is allowed to make part-payment to serve the loan. |
| 3k | repaymentModel | This is an object attached to the offers to define repayment mode |
| 3ki | name | This is a string describing the repayment mode. |
| 3kiii | repaymentFrequency | This is an object attached to the repaymentModel to define the repayment frequency of the specified offer |
| 3kiia | frequency | This is an integer represented in days the customer is expected to pay back the loan |
| 3kiib | frequencyAmount | This is a long value representing the amount the customer is expected to pay back within the frequency specified in 3kiia above |