Bills Payment

This service grants access to Quickteller's bill payment functionality, enabling merchants to integrate features like cable TV subscriptions, utility bill payments, and more. It’s typically used alongside a Payments API or wallet service to process transactions, with the wallet serving as a store of value for your commission earnings.

For example, when users pay for their DSTV subscription on your site, you charge their card or wallet for the selected bouquet amount and submit the user details and payment amount to the Bills Payment API. Interswitch then charges a virtual card linked to your account with the equivalent amount. You earn a commission from each API call based on the commission structure, which is stored in your wallet and can be transferred between accounts if desired.

Getting started

THE FLOW BELOW SHOWS HOW YOUR APPLICATION INTERACTS WITH INTERSWITCH

👍

TEST DATA

Test Terminal ID: 3PBL0001

Request Reference/Transfer Code Prefix: 1453

Test SVA Card: 6280511000000095, Dec 2026, 0000

Initiating Entity Code: PBL

BILL PAYMENT (Non PIN Based)
DSTV Valid customerId: 0000000001, AMOUNT- 1460000, paymentCode: 48001
DSTV Billerid: 480, category: 2

You can make a bill payment using the following easy steps

📘

Token Generation

To make an API call to the value-added service, you must first generate an access token. Please follow the instructions below to generate your token:

Generate your Token: Click here to generate your access token

Step 1: Select a biller

Make an API call to Get Billers and Get Billers By Category endpoints to retrieve a comprehensive list of available billers along with their corresponding biller IDs. From this list, select the specific biller you require.

A biller refers to the service provider of the bill product you want to purchase.

These calls will list available billers with their respective biller IDs.

Request:

curl https://qa.interswitchng.com/quicktellerservice/api/v5/services \
-H "Authorization: Bearer <TOKEN>" \
-H "Content-Type: application/json" \
-H "TerminalID: <your_terminal_id>" \
-X GET

Response:

{
    "BillerList": {
        "Count": 251,
        "Category": [
            {
                "Id": 9,
                "Name": "Subscriptions",
                "Description": "Pay for your other subscriptions (like ISP) here",
                "Billers": [
                    {
                        "Type": "",
                        "Id": 157,
                        "PayDirectProductId": 3521,
                        "PayDirectInstitutionId": 0,
                        "Name": " Multichoice Dealer POS Payments",
                        "ShortName": "MCNDLR",
                        "Narration": " Multichoice Dealer POS Payments",
                        "CustomerField1": "SmartCard No",
                        "LogoUrl": "mcn.jpeg",
                        "Surcharge": "10000",
                        "CurrencyCode": "840",
                        "CurrencySymbol": "USD",
                        "QuickTellerSiteUrlName": "multichoice",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 202,
                        "PayDirectProductId": 3312,
                        "PayDirectInstitutionId": 0,
                        "Name": "CitiServe Payments",
                        "ShortName": "CITI",
                        "Narration": "Purchase CitiServe stock",
                        "CustomerField1": "CNP Id",
                        "CustomerField2": "Name",
                        "LogoUrl": "qt.jpg",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "citiserve",
                        "SupportEmail": "[email protected]",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 328,
                        "PayDirectProductId": 3697,
                        "PayDirectInstitutionId": 0,
                        "Name": "Communications Trends Limited (TrendTV)",
                        "ShortName": "CTL",
                        "Narration": "Trend TV  Collections",
                        "CustomerField1": "Unique Number",
                        "LogoUrl": "q.gif",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "trendtv",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16200",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 952,
                        "PayDirectProductId": 4307,
                        "PayDirectInstitutionId": 0,
                        "Name": "Developer Console",
                        "ShortName": "DVC",
                        "Narration": "Developer Console",
                        "CustomerField1": "Developer ID",
                        "LogoUrl": "devconsole.png",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "devconsole",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16200",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 153,
                        "PayDirectProductId": 3411,
                        "PayDirectInstitutionId": 0,
                        "Name": "Infinity TV Subscriptions",
                        "ShortName": "INFI",
                        "Narration": "PAYDirectEnterprise",
                        "CustomerField1": "SmartCard No",
                        "CustomerField2": "",
                        "LogoUrl": "q.jpg",
                        "Url": "",
                        "Surcharge": "10000",
                        "CustomSectionUrl": "",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "infinitytv",
                        "SupportEmail": "",
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "MediumImageId": "585c357e-e1c2-4b9f-b319-5f158d4b71f5",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 111,
                        "PayDirectProductId": 126,
                        "PayDirectInstitutionId": 0,
                        "Name": "IPNX",
                        "ShortName": "IPNX",
                        "Narration": "Pay IPNX subscriptions",
                        "CustomerField1": "Account Number/Wireless telephone",
                        "CustomerField2": "Wireless Telephone",
                        "LogoUrl": "ipnx2.jpg",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "ipnx",
                        "SupportEmail": "[email protected]",
                        "PageFlowInfo": {
                            "Elements": [
                                {
                                    "Title": "Account Number/Wireless telephone",
                                    "IsRequired": true,
                                    "SortOrder": 0,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 12,
                                    "SelectItems": [],
                                    "ElementName": "customerid"
                                },
                                {
                                    "Title": "Phone No",
                                    "IsRequired": true,
                                    "SortOrder": 1,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 12,
                                    "SelectItems": [],
                                    "ElementName": "Phoneno"
                                }
                            ],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": false,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "MediumImageId": "d1e1dbde-6cbb-4882-95e8-37191d3cebe4",
                        "AmountType": 0
                    },
                    {
                        "Type": "PHV",
                        "Id": 154,
                        "PayDirectProductId": 3418,
                        "PayDirectInstitutionId": 0,
                        "Name": "Multichioce Nigeria (ENT)",
                        "ShortName": "MCNG",
                        "Narration": "Multichoice Subscription",
                        "CustomerField1": "SmartCard No",
                        "LogoUrl": "mcn.gif",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "mcng",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 158,
                        "PayDirectProductId": 3521,
                        "PayDirectInstitutionId": 0,
                        "Name": "Multichoice Office POS",
                        "ShortName": "MCP",
                        "Narration": "Multichoice Office POS payments",
                        "CustomerField1": "SmartCard No",
                        "LogoUrl": "mcn.jpeg",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "MCNPOS",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "MediumImageId": "ecf87524-1764-40d6-a7c8-b4c7c34b3a9a",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 448,
                        "PayDirectProductId": 4080,
                        "PayDirectInstitutionId": 0,
                        "Name": "OMNIVU",
                        "ShortName": "OMNIV",
                        "Narration": "OMNIVU",
                        "CustomerField1": "Order Code",
                        "LogoUrl": "omnivu_white.png",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "omnivu",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "MediumImageId": "ab02511e-8d68-4bc9-9958-b5c6ace5319b",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 951,
                        "PayDirectProductId": 4293,
                        "PayDirectInstitutionId": 0,
                        "Name": "RetailPay",
                        "ShortName": "RTP",
                        "Narration": "Retail Pay",
                        "CustomerField1": "Merchant Code",
                        "LogoUrl": "retailpay.png",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "retailpay",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16200",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 17561,
                        "PayDirectProductId": 4556,
                        "PayDirectInstitutionId": 0,
                        "Name": "spectranet",
                        "ShortName": "SPEC",
                        "CustomerField1": "User ID",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "spectranet",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 17599,
                        "PayDirectProductId": 4563,
                        "PayDirectInstitutionId": 0,
                        "Name": "Uber 4 diesel",
                        "ShortName": "U4D",
                        "Narration": "Uber 4 diesel",
                        "CustomerField1": "Customer Number",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "uber",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 9,
                        "CategoryName": "Subscriptions",
                        "AmountType": 0
                    }
                ]
            },
            {
                "Id": 4,
                "Name": "Mobile/Recharge",
                "Description": "Recharge your phone",
                "Billers": [
                    {
                        "Type": "MO",
                        "Id": 17305,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "09test",
                        "ShortName": "09test",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "09test.jpg",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "09test",
                        "NetworkId": "6280510423",
                        "ProductCode": "6280510423",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "SmallImageId": "fb44228b-199e-4ae8-a9e7-55294928b806",
                        "LargeImageId": "fb44228b-199e-4ae8-a9e7-55294928b806",
                        "MediumImageId": "fb44228b-199e-4ae8-a9e7-55294928b806",
                        "AmountType": 0
                    },
                    {
                        "Type": "MP",
                        "Id": 687,
                        "PayDirectProductId": 3361,
                        "PayDirectInstitutionId": 0,
                        "Name": "Airtel Data Bundles",
                        "ShortName": "Airtel",
                        "Narration": "Airtel Data",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "q.gif",
                        "Surcharge": "3500",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "airtel",
                        "SupportEmail": "[email protected]",
                        "NetworkId": "6280510425",
                        "ProductCode": "6280510425",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
                        "Type": "MP",
                        "Id": 17570,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "Airtel OTA",
                        "ShortName": "AirtelOTA",
                        "Narration": "Airtel OTA",
                        "CustomerField1": "Enter Phone Number",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "AirtelOTA",
                        "NetworkId": "6280510421",
                        "ProductCode": "6280510421",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
                        "Type": "MP",
                        "Id": 108,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "Airtel Recharge Pins",
                        "ShortName": "ZainPIN",
                        "Narration": "Buy Airtel recharge PINs here",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "zain.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "zainrechargepin",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16201",
                        "NetworkId": "628051042",
                        "ProductCode": "628051042",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "SmallImageId": "c1b7dde0-cc9d-46a5-947a-186abf95a09c",
                        "LargeImageId": "c1b7dde0-cc9d-46a5-947a-186abf95a09c",
                        "MediumImageId": "c1b7dde0-cc9d-46a5-947a-186abf95a09c",
                        "AmountType": 0
                    },
                    {
                        "Type": "MO",
                        "Id": 120,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "Etisalat Recharge Top-Up",
                        "ShortName": "ETILAT",
                        "Narration": "Buy Etisalat recharge",
                        "CustomerField1": "Phone No",
                        "LogoUrl": "9mobile.jpg",
                        "Surcharge": "900",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "etisalat",
                        "SupportEmail": "[email protected]",
                        "NetworkId": "6280510425",
                        "ProductCode": "6280510490",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "SmallImageId": "c132842d-9cb4-4c34-9d56-8dafb75959d8",
                        "LargeImageId": "c132842d-9cb4-4c34-9d56-8dafb75959d8",
                        "MediumImageId": "c132842d-9cb4-4c34-9d56-8dafb75959d8",
                        "AmountType": 0
                    },
                    {
                        "Type": "PHV",
                        "Id": 15944,
                        "PayDirectProductId": 4431,
                        "PayDirectInstitutionId": 0,
                        "Name": "GLO",
                        "ShortName": "GLODATA",
                        "Narration": "GLO",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "glodata",
                        "SupportEmail": "[email protected]",
                        "NetworkId": "6280510421",
                        "ProductCode": "628051501116",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
                        "Type": "MO",
                        "Id": 402,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "Glo QuickCharge",
                        "ShortName": "GLOQCK",
                        "Narration": "Mobile Top-Up",
                        "CustomerField1": "Mobile number",
                        "LogoUrl": "glo.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "gloquickcharge",
                        "NetworkId": "628051045",
                        "ProductCode": "628051045",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "MediumImageId": "5f5246c5-a059-4aa3-82e5-843a1d34ed10",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 322,
                        "PayDirectProductId": 3663,
                        "PayDirectInstitutionId": 0,
                        "Name": "Idevworks Tech Ltd",
                        "ShortName": "IDEVW",
                        "Narration": "SmsLIive247 Services",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "idevworks.jpg",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "idevworks",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "MediumImageId": "904d17ba-8d33-4992-94bc-147382ffee48",
                        "AmountType": 0
                    },
                    {
                        "Type": "MO",
                        "Id": 17600,
                        "PayDirectProductId": 4601,
                        "PayDirectInstitutionId": 0,
                        "Name": "mafab airtime",
                        "ShortName": "MAFABAIR",
                        "CustomerField1": "customerid",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "mafabvtu",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16201",
                        "NetworkId": "628051021",
                        "ProductCode": "1036460345",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
                        "Type": "MP",
                        "Id": 17601,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "mafab data ",
                        "ShortName": "MAFABDATA",
                        "CustomerField1": "customerid",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "mafabdata",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16201",
                        "NetworkId": "628051022",
                        "ProductCode": "**",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
                        "Type": "MP",
                        "Id": 17572,
                        "PayDirectProductId": 0,
                        "PayDirectInstitutionId": 0,
                        "Name": "MTN Bill Stream",
                        "ShortName": "MTNB",
                        "Narration": "NetworkId:628051043,ProductCode:**",
                        "CustomerField1": "CustomerId",
                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "mtnBillStream",
                        "RiskCategoryId": "16201",
                        "NetworkId": "628051043",
                        "ProductCode": "**",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 4,
                        "CategoryName": "Mobile/Recharge",
                        "AmountType": 0
                    },
                    {
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                        },
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                        "CategoryName": "Microfinance",
                        "AmountType": 0
                    },
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                        "Id": 8800,
                        "PayDirectProductId": 4349,
                        "PayDirectInstitutionId": 0,
                        "Name": "Renmoney MFB Limited",
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                        "LogoUrl": "q.gif",
                        "Surcharge": "0",
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                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "renmoneyltd",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
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                        "CategoryName": "Microfinance",
                        "AmountType": 0
                    }
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                "Id": 7,
                "Name": "Donations",
                "Description": "Donate to a worthy cause",
                "Billers": [
                    {
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                        "Id": 311,
                        "PayDirectProductId": 3609,
                        "PayDirectInstitutionId": 0,
                        "Name": "Catholic Charismatic renewal of Nigeria (National ",
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                        "Narration": "National Service Team - CCRN",
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                        "Surcharge": "0",
                        "CurrencyCode": "566",
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                        "SupportEmail": "[email protected]",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
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                    {
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                        "PayDirectInstitutionId": 0,
                        "Name": "Dawah Nigeria",
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                        "Surcharge": "10000",
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                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
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                    {
                        "Type": "",
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                        "PayDirectProductId": 3342,
                        "PayDirectInstitutionId": 0,
                        "Name": "E-Religion",
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                        "CustomerField1": "Mobile Phone",
                        "CustomerField2": "",
                        "LogoUrl": "qt.gif",
                        "Url": "",
                        "Surcharge": "10000",
                        "CustomSectionUrl": "",
                        "CurrencyCode": "566",
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                    {
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                        "PayDirectProductId": 3311,
                        "PayDirectInstitutionId": 0,
                        "Name": "Freedom Foundation Donations",
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                        "Narration": "Freedom foundation donations",
                        "CustomerField1": "Full Name",
                        "CustomerField2": "Phone Number",
                        "LogoUrl": "q.gif",
                        "Url": "",
                        "Surcharge": "10000",
                        "CustomSectionUrl": "",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "freedomfoundation",
                        "SupportEmail": "[email protected]",
                        "CategoryId": 7,
                        "CategoryName": "Donations",
                        "MediumImageId": "968319ab-4f74-495f-a031-2db812f221da",
                        "AmountType": 0
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                    {
                        "Type": "",
                        "Id": 291,
                        "PayDirectProductId": 4077,
                        "PayDirectInstitutionId": 0,
                        "Name": "Grace Assembly",
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                        "Narration": "Grace Assembly",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "GRACE",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "graceassembly",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "PaymentOptionsPageHeader": "Grace Assembly",
                        "PaymentOptionsTitle": "Grace Assembly",
                        "CategoryId": 7,
                        "CategoryName": "Donations",
                        "MediumImageId": "6c86b89a-0cd4-4377-bf5d-99fd5b8f265b",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 449,
                        "PayDirectProductId": 3801,
                        "PayDirectInstitutionId": 0,
                        "Name": "Muslim Students Society of Nigeria (UI Branch)",
                        "ShortName": "MSSN",
                        "Narration": "Muslim students Society of Nigeria (UI Branch)",
                        "CustomerField1": "Phone number",
                        "LogoUrl": "mssn.jpg",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "mssn",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 7,
                        "CategoryName": "Donations",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 660,
                        "PayDirectProductId": 4015,
                        "PayDirectInstitutionId": 0,
                        "Name": "Nigeria Flood Relief",
                        "ShortName": "NFR",
                        "Narration": "Nigeria Flood Relief",
                        "CustomerField1": "Phone Number",
                        "LogoUrl": "nfr.jpg",
                        "Surcharge": "10000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "floodrelief",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16203",
                        "PageFlowInfo": {
                            "Elements": [],
                            "FinishButtonName": "Finish",
                            "StartPage": "DoPayment.aspx",
                            "UsesPaymentItems": true,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 7,
                        "CategoryName": "Donations",
                        "AmountType": 0
                    },
                    {
                        "Type": "",
                        "Id": 304,
                        "PayDirectProductId": 3341,
                        "PayDirectInstitutionId": 0,
                        "Name": "Red Cross Society Of Nigeria",
                        "ShortName": "RCS",
                        "Narration": "Red Cross Donations",
                        "CustomerField1": "Mobile Phone Number",
                        "CustomerField2": "Full Name",
                        "LogoUrl": "redcross_logo.gif",
                        "Surcharge": "0",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "redcross",
                        "SupportEmail": "[email protected]",
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} } @media only screen and (max-width: 480px){ td[class=mcnImageGroupContent]{ padding:9px !important; } } @media only screen and (max-width: 480px){ td[class=mcnImageGroupBlockInner]{ padding-bottom:0 !important; padding-top:0 !important; } } @media only screen and (max-width: 480px){ tbody[class=mcnImageGroupBlockOuter]{ padding-bottom:9px !important; padding-top:9px !important; } } @media only screen and (max-width: 480px){ table[class=mcnCaptionTopContent],table[class=mcnCaptionBottomContent]{ width:100% !important; } } @media only screen and (max-width: 480px){ table[class=mcnCaptionLeftTextContentContainer],table[class=mcnCaptionRightTextContentContainer],table[class=mcnCaptionLeftImageContentContainer],table[class=mcnCaptionRightImageContentContainer],table[class=mcnImageCardLeftTextContentContainer],table[class=mcnImageCardRightTextContentContainer]{ width:100% !important; } } @media only screen and (max-width: 480px){ td[class=mcnImageCardLeftImageContent],td[class=mcnImageCardRightImageContent]{ padding-right:18px !important; 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} } @media only screen and (max-width: 480px){ td[class=preheaderContainer] td[class=mcnTextContent]{ font-size:14px !important; line-height:115% !important; padding-right:18px !important; padding-left:18px !important; } } @media only screen and (max-width: 480px){ td[class=headerContainer] td[class=mcnTextContent]{ font-size:18px !important; line-height:125% !important; padding-right:18px !important; padding-left:18px !important; } } @media only screen and (max-width: 480px){ td[class=bodyContainer] td[class=mcnTextContent]{ font-size:18px !important; line-height:125% !important; padding-right:18px !important; padding-left:18px !important; } } @media only screen and (max-width: 480px){ td[class=footerContainer] td[class=mcnTextContent]{ font-size:14px !important; line-height:115% !important; padding-right:18px !important; padding-left:18px !important; } } @media only screen and (max-width: 480px){ td[class=footerContainer] a[class=utilityLink]{ display:block !important; } }&lt;/style&gt; &lt;center&gt;&lt;table align=\"center\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" height=\"100%\" id=\"bodyTable\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;margin:0;padding:0;background-color:#F2F2F2;height:100% !important;width:100% !important;\" width=\"100%\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align=\"center\" id=\"bodyCell\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;margin:0;padding:20px;border-top:0;height:100% !important;width:100% !important;\" valign=\"top\"&gt;&lt;!-- BEGIN TEMPLATE // --&gt; &lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"templateContainer\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;border:0;\" width=\"600\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align=\"center\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;!-- BEGIN PREHEADER // --&gt; &lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"templatePreheader\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#FFFFFF;border-top:0;border-bottom:2px solid #F2F2F2;\" width=\"600\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"preheaderContainer\" style=\"padding-top:9px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;!-- // END PREHEADER --&gt; &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td align=\"center\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;!-- BEGIN HEADER // --&gt; &lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"templateHeader\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#FFFFFF;border-top:0;border-bottom:2px solid #F2F2F2;\" width=\"600\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"headerContainer\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageBlock\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" width=\"100%\"&gt;&lt;tbody class=\"mcnImageBlockOuter\"&gt;&lt;tr&gt;&lt;td class=\"mcnImageBlockInner\" style=\"padding:9px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table align=\"left\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageContentContainer\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" width=\"100%\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"mcnImageContent\" style=\"padding-right:9px;padding-left:9px;padding-top:0;padding-bottom:0;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;a class=\"\" href=\"https://www.quickteller.com/\" style=\"word-wrap:break-word !important;\" target=\"_blank\" title=\"\"&gt;&lt;img align=\"left\" alt=\"Quickteller Logo\" class=\"mcnImage\" height=\"NaN\" src=\"https://gallery.mailchimp.com/5dba363949b7ff2415401cdfc/images/QT_Logo_for_Newsletter.png\" style=\"max-width:178px;padding-bottom:0px;display:inline ! important;vertical-align:bottom;border:0px none;line-height:100%;outline:medium none;text-decoration:none;\" width=\"178\" /&gt;&lt;/a&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageBlock\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" width=\"100%\"&gt;&lt;tbody class=\"mcnImageBlockOuter\"&gt;&lt;tr&gt;&lt;td class=\"mcnImageBlockInner\" style=\"padding:0px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table align=\"left\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageContentContainer\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" width=\"100%\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"mcnImageContent\" style=\"padding-right:0px;padding-left:0px;padding-top:0;padding-bottom:0;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td align=\"center\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"templateBody\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#FFFFFF;border-top:0;border-bottom:2px solid #F2F2F2;\" width=\"600\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"bodyContainer\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnTextBlock\" height=\"296\" style=\"border-collapse:collapse;\" width=\"319\"&gt;&lt;tbody class=\"mcnTextBlockOuter\"&gt;&lt;tr&gt;&lt;td class=\"mcnTextBlockInner\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table align=\"left\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnTextContentContainer\" height=\"273\" style=\"border-collapse:collapse;\" width=\"373\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"mcnTextContent\" style=\"padding-top:9px;padding-right:18px;padding-bottom:9px;padding-left:18px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;color:#606060;font-family:Helvetica;font-size:15px;line-height:150%;text-align:left;\" valign=\"top\"&gt;&lt;h1 style=\"display:block;font-family:Helvetica;font-size:40px;font-style:normal;font-weight:bold;line-height:125%;letter-spacing:-1px;margin:0;text-align:left;color:#606060 !important;\"&gt;&lt;span style=\"font-size:12px;\"&gt;Free will donation&lt;/span&gt;&lt;span style=\"font-size:small;\"&gt; ,&lt;/span&gt;&lt;span style=\"font-size:12px;\"&gt;&lt;/span&gt;&lt;/h1&gt;&lt;p style=\"color:#606060;font-family:Helvetica;font-size:15px;line-height:150%;text-align:left;\"&gt;If you help God, God will help you.&lt;br /&gt;&lt;br /&gt;Life is give and take not just take.&lt;br /&gt;&lt;br /&gt;Contact [email protected] for any inquiries.&lt;br /&gt;&lt;br /&gt;Yours faithfully,&lt;br /&gt;Interswitch&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageCardBlock\" height=\"140\" style=\"border-collapse:collapse;\" width=\"339\"&gt;&lt;tbody class=\"mcnImageCardBlockOuter\"&gt;&lt;tr&gt;&lt;td class=\"mcnImageCardBlockInner\" style=\"padding-top:9px;padding-right:18px;padding-bottom:9px;padding-left:18px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table align=\"left\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnImageCardBottomContent\" height=\"122\" style=\"border:1px solid rgb(153, 153, 153);background-color:#ebebeb;border-collapse:collapse;\" width=\"314\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align=\"left\" class=\"mcnImageCardBottomImageContent\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0;padding-left:0px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;a class=\"\" href=\"https://myvervecard.com/\" style=\"word-wrap:break-word !important;\" target=\"_blank\" title=\"\"&gt;&lt;img alt=\"Have you stepped up to Verve?\" class=\"mcnImage\" height=\"163\" src=\"https://gallery.mailchimp.com/5dba363949b7ff2415401cdfc/images/Verve_Card_775_x_224_copy.jpg\" style=\"max-width:775px;border:0px none;line-height:100%;outline:medium none;text-decoration:none;vertical-align:bottom;\" width=\"274\" /&gt;&lt;/a&gt; &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=\"mcnTextContent\" style=\"padding-top:9px;padding-right:18px;padding-bottom:9px;padding-left:18px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;color:#606060;font-family:Helvetica;font-size:15px;line-height:150%;text-align:left;\" valign=\"top\" width=\"546\"&gt;&lt;strong style=\"color:#808080;\"&gt;&lt;em&gt;Have you stepped up to Verve?&lt;/em&gt;&lt;/strong&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;!-- // END BODY --&gt; &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td align=\"center\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;!-- BEGIN FOOTER // --&gt; &lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" id=\"templateFooter\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#FFFFFF;border-top:0;border-bottom:0;\" width=\"600\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"footerContainer\" style=\"padding-bottom:9px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnTextBlock\" height=\"73\" style=\"border-collapse:collapse;\" width=\"330\"&gt;&lt;tbody class=\"mcnTextBlockOuter\"&gt;&lt;tr&gt;&lt;td class=\"mcnTextBlockInner\" style=\"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;\" valign=\"top\"&gt;&lt;table align=\"left\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"mcnTextContentContainer\" height=\"73\" style=\"border-collapse:collapse;\" width=\"337\"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=\"mcnTextContent\" style=\"padding-top:9px;padding-right:18px;padding-bottom:9px;padding-left:18px;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;color:#606060;font-family:Helvetica;font-size:11px;line-height:125%;text-align:left;\" valign=\"top\"&gt;&lt;em&gt;Copyright © 2013 Interswitch Limited, All rights reserved.&lt;/em&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;!-- // END FOOTER --&gt; 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                                            "Name": "Skye Bank Plc",
                                            "Value": "120"
                                        },
                                        {
                                            "Name": "Spring Bank Plc",
                                            "Value": "125"
                                        },
                                        {
                                            "Name": "Sterling Bank Plc",
                                            "Value": "121"
                                        },
                                        {
                                            "Name": "Union Bank Nigeria Plc",
                                            "Value": "11"
                                        },
                                        {
                                            "Name": "United Bank for Africa Plc",
                                            "Value": "7"
                                        }
                                    ],
                                    "ElementName": "BankId"
                                },
                                {
                                    "Title": "Account Number",
                                    "IsRequired": true,
                                    "SortOrder": 1,
                                    "ElementType": "TextBox",
                                    "DataType": "Numeric",
                                    "Length": 20,
                                    "SelectItems": [],
                                    "ElementName": "DestinationAccountNumber"
                                },
                                {
                                    "Title": "Account Type",
                                    "IsRequired": true,
                                    "SortOrder": 2,
                                    "ElementType": "SelectList",
                                    "DataType": "String",
                                    "SelectItemType": "AccountType",
                                    "Length": 0,
                                    "SelectItems": [
                                        {
                                            "Name": "Current",
                                            "Value": "20"
                                        },
                                        {
                                            "Name": "Savings",
                                            "Value": "10"
                                        },
                                        {
                                            "Name": "Not Sure",
                                            "Value": "00"
                                        }
                                    ],
                                    "ElementName": "DestinationAccountType"
                                },
                                {
                                    "Title": "Amount",
                                    "IsRequired": true,
                                    "SortOrder": 3,
                                    "ElementType": "TextBox",
                                    "DataType": "Amount",
                                    "Length": 15,
                                    "SelectItems": [],
                                    "ElementName": "Amount"
                                },
                                {
                                    "Title": "Remark (E.g Transfer to ABXC)",
                                    "IsRequired": false,
                                    "SortOrder": 7,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 22,
                                    "SelectItems": [],
                                    "ElementName": "Remark"
                                },
                                {
                                    "Title": "Receipient Email",
                                    "IsRequired": false,
                                    "SortOrder": 5,
                                    "ElementType": "TextBox",
                                    "DataType": "Email",
                                    "Length": 40,
                                    "SelectItems": [],
                                    "ElementName": "ReciepientEmail"
                                },
                                {
                                    "Title": "Receipient Name",
                                    "IsRequired": false,
                                    "SortOrder": 4,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 40,
                                    "SelectItems": [],
                                    "ElementName": "ReciepientName"
                                },
                                {
                                    "Title": "Receipient Phone No",
                                    "IsRequired": false,
                                    "SortOrder": 6,
                                    "ElementType": "TextBox",
                                    "DataType": "Numeric",
                                    "Length": 12,
                                    "SelectItems": [],
                                    "ElementName": "ReciepientPhone"
                                }
                            ],
                            "FinishButtonName": "Transfer",
                            "StartPage": "Payment/PaymentDetails",
                            "UsesPaymentItems": false,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 25,
                        "CategoryName": "Transfer Money",
                        "SmallImageId": "42aab730-5bf5-4847-8b39-2c47f4b3503b",
                        "LargeImageId": "42aab730-5bf5-4847-8b39-2c47f4b3503b",
                        "MediumImageId": "42aab730-5bf5-4847-8b39-2c47f4b3503b",
                        "AmountType": 0
                    },
                    {
                        "Type": "QMFT",
                        "Id": 890,
                        "PayDirectProductId": 3976,
                        "PayDirectInstitutionId": 0,
                        "Name": "Transfer to Phone Test",
                        "ShortName": "QMT",
                        "Narration": "You only know your friend’s GSM no",
                        "CustomerField1": "E-mail",
                        "LogoUrl": "q.gif",
                        "Surcharge": "20000",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "transfertomobile",
                        "SupportEmail": "[email protected]",
                        "RiskCategoryId": "16204",
                        "PageFlowInfo": {
                            "Elements": [
                                {
                                    "Title": "Beneficiary Phone Number",
                                    "IsRequired": true,
                                    "SortOrder": 0,
                                    "ElementType": "TextBox",
                                    "DataType": "Phone",
                                    "Length": 11,
                                    "SelectItems": [],
                                    "ElementName": "ReciepientPhone"
                                },
                                {
                                    "Title": "Amount",
                                    "IsRequired": true,
                                    "SortOrder": 2,
                                    "ElementType": "TextBox",
                                    "DataType": "Amount",
                                    "Length": 12,
                                    "SelectItems": [],
                                    "ElementName": "Amount"
                                },
                                {
                                    "Title": "4-digit transfer code",
                                    "IsRequired": true,
                                    "SortOrder": 3,
                                    "ElementType": "TextBox",
                                    "DataType": "Password",
                                    "Length": 4,
                                    "SelectItems": [],
                                    "ElementName": "TransferPin"
                                },
                                {
                                    "Title": "Beneficiary Email",
                                    "IsRequired": false,
                                    "SortOrder": 1,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 70,
                                    "SelectItems": [],
                                    "ElementName": "ReciepientEmail"
                                }
                            ],
                            "FinishButtonName": "Transfer",
                            "StartPage": "Payment/PaymentDetails",
                            "UsesPaymentItems": false,
                            "PerformInquiry": true,
                            "AllowRetry": true
                        },
                        "CategoryId": 25,
                        "CategoryName": "Transfer Money",
                        "SmallImageId": "42aab730-5bf5-4847-8b39-2c47f4b3503b",
                        "AmountType": 0
                    }
                ]
            },
            {
                "Id": 26,
                "Name": "Receive Money",
                "Description": "Receives money from various sources",
                "Billers": [
                    {
                        "Type": "REM",
                        "Id": 502,
                        "PayDirectProductId": 3490,
                        "PayDirectInstitutionId": 0,
                        "Name": "Western Union - Receive Money",
                        "ShortName": "WU",
                        "Narration": "Western Union - Receive money",
                        "CustomerField1": "E-Mail",
                        "LogoUrl": "wu.png",
                        "Surcharge": "11122",
                        "CurrencyCode": "566",
                        "CurrencySymbol": "NGN",
                        "QuickTellerSiteUrlName": "westernunion",
                        "PageFlowInfo": {
                            "Elements": [
                                {
                                    "Title": "MTCN",
                                    "IsRequired": true,
                                    "SortOrder": 0,
                                    "ElementType": "TextBox",
                                    "DataType": "Numeric",
                                    "Length": 10,
                                    "SelectItems": [],
                                    "ElementName": "CustReference"
                                },
                                {
                                    "Title": "Sender's Country",
                                    "IsRequired": true,
                                    "SortOrder": 1,
                                    "ElementType": "SelectList",
                                    "DataType": "String",
                                    "SelectItemType": "Country",
                                    "Length": 0,
                                    "SelectItems": [
                                        {
                                            "Name": "AFGHANISTAN",
                                            "Value": "AF"
                                        },
                                        {
                                            "Name": "ALAND ISLANDS",
                                            "Value": "AX"
                                        },
                                        {
                                            "Name": "ALBANIA",
                                            "Value": "AL"
                                        },
                                        {
                                            "Name": "ALGERIA",
                                            "Value": "DZ"
                                        },
                                        {
                                            "Name": "AMERICAN SAMOA",
                                            "Value": "AS"
                                        },
                                        {
                                            "Name": "ANDORRA",
                                            "Value": "AD"
                                        },
                                        {
                                            "Name": "ANGOLA",
                                            "Value": "AO"
                                        },
                                        {
                                            "Name": "ANGUILLA",
                                            "Value": "AI"
                                        },
                                        {
                                            "Name": "ANTARCTICA",
                                            "Value": "AQ"
                                        },
                                        {
                                            "Name": "ANTIGUA AND BARBUDA",
                                            "Value": "AG"
                                        },
                                        {
                                            "Name": "ARGENTINA",
                                            "Value": "AR"
                                        },
                                        {
                                            "Name": "ARMENIA",
                                            "Value": "AM"
                                        },
                                        {
                                            "Name": "ARUBA",
                                            "Value": "AW"
                                        },
                                        {
                                            "Name": "AUSTRALIA",
                                            "Value": "AU"
                                        },
                                        {
                                            "Name": "AUSTRIA",
                                            "Value": "AT"
                                        },
                                        {
                                            "Name": "AZERBAIJAN",
                                            "Value": "AZ"
                                        },
                                        {
                                            "Name": "BAHAMAS",
                                            "Value": "BS"
                                        },
                                        {
                                            "Name": "BAHRAIN",
                                            "Value": "BH"
                                        },
                                        {
                                            "Name": "BANGLADESH",
                                            "Value": "BD"
                                        },
                                        {
                                            "Name": "BARBADOS",
                                            "Value": "BB"
                                        },
                                        {
                                            "Name": "BELARUS",
                                            "Value": "BY"
                                        },
                                        {
                                            "Name": "BELGIUM",
                                            "Value": "BE"
                                        },
                                        {
                                            "Name": "BELIZE",
                                            "Value": "BZ"
                                        },
                                        {
                                            "Name": "BENIN",
                                            "Value": "BJ"
                                        },
                                        {
                                            "Name": "BERMUDA",
                                            "Value": "BM"
                                        },
                                        {
                                            "Name": "BHUTAN",
                                            "Value": "BT"
                                        },
                                        {
                                            "Name": "BOLIVIA",
                                            "Value": "BO"
                                        },
                                        {
                                            "Name": "BOSNIA AND HERZEGOVINA",
                                            "Value": "BA"
                                        },
                                        {
                                            "Name": "BOTSWANA",
                                            "Value": "BW"
                                        },
                                        {
                                            "Name": "BOUVET ISLAND",
                                            "Value": "BV"
                                        },
                                        {
                                            "Name": "BRAZIL",
                                            "Value": "BR"
                                        },
                                        {
                                            "Name": "BRITISH INDIAN OCEAN TERRITORY",
                                            "Value": "IO"
                                        },
                                        {
                                            "Name": "BRUNEI DARUSSALAM",
                                            "Value": "BN"
                                        },
                                        {
                                            "Name": "BULGARIA",
                                            "Value": "BG"
                                        },
                                        {
                                            "Name": "BURKINA FASO",
                                            "Value": "BF"
                                        },
                                        {
                                            "Name": "BURUNDI",
                                            "Value": "BI"
                                        },
                                        {
                                            "Name": "CAMBODIA",
                                            "Value": "KH"
                                        },
                                        {
                                            "Name": "CAMEROON",
                                            "Value": "CM"
                                        },
                                        {
                                            "Name": "CANADA",
                                            "Value": "CA"
                                        },
                                        {
                                            "Name": "CAPE VERDE",
                                            "Value": "CV"
                                        },
                                        {
                                            "Name": "CAYMAN ISLANDS",
                                            "Value": "KY"
                                        },
                                        {
                                            "Name": "CENTRAL AFRICAN REPUBLIC",
                                            "Value": "CF"
                                        },
                                        {
                                            "Name": "CHAD",
                                            "Value": "TD"
                                        },
                                        {
                                            "Name": "CHILE",
                                            "Value": "CL"
                                        },
                                        {
                                            "Name": "CHINA",
                                            "Value": "CN"
                                        },
                                        {
                                            "Name": "CHRISTMAS ISLAND",
                                            "Value": "CX"
                                        },
                                        {
                                            "Name": "COCOS (KEELING) ISLANDS",
                                            "Value": "CC"
                                        },
                                        {
                                            "Name": "COLOMBIA",
                                            "Value": "CO"
                                        },
                                        {
                                            "Name": "COMOROS",
                                            "Value": "KM"
                                        },
                                        {
                                            "Name": "CONGO",
                                            "Value": "CG"
                                        },
                                        {
                                            "Name": "CONGO - THE DEMOCRATIC REPUBLIC OF THE",
                                            "Value": "CD"
                                        },
                                        {
                                            "Name": "COOK ISLANDS",
                                            "Value": "CK"
                                        },
                                        {
                                            "Name": "COSTA RICA",
                                            "Value": "CR"
                                        },
                                        {
                                            "Name": "CÔTE D'IVOIRE",
                                            "Value": "CI"
                                        },
                                        {
                                            "Name": "CROATIA",
                                            "Value": "HR"
                                        },
                                        {
                                            "Name": "CUBA",
                                            "Value": "CU"
                                        },
                                        {
                                            "Name": "CYPRUS",
                                            "Value": "CY"
                                        },
                                        {
                                            "Name": "CZECH REPUBLIC",
                                            "Value": "CZ"
                                        },
                                        {
                                            "Name": "DENMARK",
                                            "Value": "DK"
                                        },
                                        {
                                            "Name": "DJIBOUTI",
                                            "Value": "DJ"
                                        },
                                        {
                                            "Name": "DOMINICA",
                                            "Value": "DM"
                                        },
                                        {
                                            "Name": "DOMINICAN REPUBLIC",
                                            "Value": "DO"
                                        },
                                        {
                                            "Name": "ECUADOR",
                                            "Value": "EC"
                                        },
                                        {
                                            "Name": "EGYPT",
                                            "Value": "EG"
                                        },
                                        {
                                            "Name": "EL SALVADOR",
                                            "Value": "SV"
                                        },
                                        {
                                            "Name": "EQUATORIAL GUINEA",
                                            "Value": "GQ"
                                        },
                                        {
                                            "Name": "ERITREA",
                                            "Value": "ER"
                                        },
                                        {
                                            "Name": "ESTONIA",
                                            "Value": "EE"
                                        },
                                        {
                                            "Name": "ETHIOPIA",
                                            "Value": "ET"
                                        },
                                        {
                                            "Name": "FALKLAND ISLANDS (MALVINAS)",
                                            "Value": "FK"
                                        },
                                        {
                                            "Name": "FAROE ISLANDS",
                                            "Value": "FO"
                                        },
                                        {
                                            "Name": "FIJI",
                                            "Value": "FJ"
                                        },
                                        {
                                            "Name": "FINLAND",
                                            "Value": "FI"
                                        },
                                        {
                                            "Name": "FRANCE",
                                            "Value": "FR"
                                        },
                                        {
                                            "Name": "FRENCH GUIANA",
                                            "Value": "GF"
                                        },
                                        {
                                            "Name": "FRENCH POLYNESIA",
                                            "Value": "PF"
                                        },
                                        {
                                            "Name": "FRENCH SOUTHERN TERRITORIES",
                                            "Value": "TF"
                                        },
                                        {
                                            "Name": "GABON",
                                            "Value": "GA"
                                        },
                                        {
                                            "Name": "GAMBIA",
                                            "Value": "GM"
                                        },
                                        {
                                            "Name": "GEORGIA",
                                            "Value": "GE"
                                        },
                                        {
                                            "Name": "GERMANY",
                                            "Value": "DE"
                                        },
                                        {
                                            "Name": "GHANA",
                                            "Value": "GH"
                                        },
                                        {
                                            "Name": "GIBRALTAR",
                                            "Value": "GI"
                                        },
                                        {
                                            "Name": "GREECE",
                                            "Value": "GR"
                                        },
                                        {
                                            "Name": "GREENLAND",
                                            "Value": "GL"
                                        },
                                        {
                                            "Name": "GRENADA",
                                            "Value": "GD"
                                        },
                                        {
                                            "Name": "GUADELOUPE",
                                            "Value": "GP"
                                        },
                                        {
                                            "Name": "GUAM",
                                            "Value": "GU"
                                        },
                                        {
                                            "Name": "GUATEMALA",
                                            "Value": "GT"
                                        },
                                        {
                                            "Name": "GUERNSEY",
                                            "Value": "GG"
                                        },
                                        {
                                            "Name": "GUINEA",
                                            "Value": "GN"
                                        },
                                        {
                                            "Name": "GUINEA-BISSAU",
                                            "Value": "GW"
                                        },
                                        {
                                            "Name": "GUYANA",
                                            "Value": "GY"
                                        },
                                        {
                                            "Name": "HAITI",
                                            "Value": "HT"
                                        },
                                        {
                                            "Name": "HEARD ISLAND AND MCDONALD ISLANDS",
                                            "Value": "HM"
                                        },
                                        {
                                            "Name": "HONDURAS",
                                            "Value": "HN"
                                        },
                                        {
                                            "Name": "HONG KONG",
                                            "Value": "HK"
                                        },
                                        {
                                            "Name": "HUNGARY",
                                            "Value": "HU"
                                        },
                                        {
                                            "Name": "ICELAND",
                                            "Value": "IS"
                                        },
                                        {
                                            "Name": "INDIA",
                                            "Value": "IN"
                                        },
                                        {
                                            "Name": "INDONESIA",
                                            "Value": "ID"
                                        },
                                        {
                                            "Name": "IRAN - ISLAMIC REPUBLIC OF",
                                            "Value": "IR"
                                        },
                                        {
                                            "Name": "IRAQ",
                                            "Value": "IQ"
                                        },
                                        {
                                            "Name": "IRELAND",
                                            "Value": "IE"
                                        },
                                        {
                                            "Name": "ISLE OF MAN",
                                            "Value": "IM"
                                        },
                                        {
                                            "Name": "ISRAEL",
                                            "Value": "IL"
                                        },
                                        {
                                            "Name": "ITALY",
                                            "Value": "IT"
                                        },
                                        {
                                            "Name": "JAMAICA",
                                            "Value": "JM"
                                        },
                                        {
                                            "Name": "JAPAN",
                                            "Value": "JP"
                                        },
                                        {
                                            "Name": "JERSEY",
                                            "Value": "JE"
                                        },
                                        {
                                            "Name": "JORDAN",
                                            "Value": "JO"
                                        },
                                        {
                                            "Name": "KAZAKHSTAN",
                                            "Value": "KZ"
                                        },
                                        {
                                            "Name": "KENYA",
                                            "Value": "KE"
                                        },
                                        {
                                            "Name": "KIRIBATI",
                                            "Value": "KI"
                                        },
                                        {
                                            "Name": "KOREA - DEMOCRATIC PEOPLE'S REPUBLIC OF",
                                            "Value": "KP"
                                        },
                                        {
                                            "Name": "KOREA - REPUBLIC OF",
                                            "Value": "KR"
                                        },
                                        {
                                            "Name": "KUWAIT",
                                            "Value": "KW"
                                        },
                                        {
                                            "Name": "KYRGYZSTAN",
                                            "Value": "KG"
                                        },
                                        {
                                            "Name": "LAO PEOPLE'S DEMOCRATIC REPUBLIC",
                                            "Value": "LA"
                                        },
                                        {
                                            "Name": "LATVIA",
                                            "Value": "LV"
                                        },
                                        {
                                            "Name": "LEBANON",
                                            "Value": "LB"
                                        },
                                        {
                                            "Name": "LESOTHO",
                                            "Value": "LS"
                                        },
                                        {
                                            "Name": "LIBERIA",
                                            "Value": "LR"
                                        },
                                        {
                                            "Name": "LIBYAN ARAB JAMAHIRIYA",
                                            "Value": "LY"
                                        },
                                        {
                                            "Name": "LIECHTENSTEIN",
                                            "Value": "LI"
                                        },
                                        {
                                            "Name": "LITHUANIA",
                                            "Value": "LT"
                                        },
                                        {
                                            "Name": "LUXEMBOURG",
                                            "Value": "LU"
                                        },
                                        {
                                            "Name": "MACAO",
                                            "Value": "MO"
                                        },
                                        {
                                            "Name": "MACEDONIA - THE FORMER YUGOSLAV REPUBLIC OF",
                                            "Value": "MK"
                                        },
                                        {
                                            "Name": "MADAGASCAR",
                                            "Value": "MG"
                                        },
                                        {
                                            "Name": "MALAWI",
                                            "Value": "MW"
                                        },
                                        {
                                            "Name": "MALAYSIA",
                                            "Value": "MY"
                                        },
                                        {
                                            "Name": "MALDIVES",
                                            "Value": "MV"
                                        },
                                        {
                                            "Name": "MALI",
                                            "Value": "ML"
                                        },
                                        {
                                            "Name": "MALTA",
                                            "Value": "MT"
                                        },
                                        {
                                            "Name": "MARSHALL ISLANDS",
                                            "Value": "MH"
                                        },
                                        {
                                            "Name": "MARTINIQUE",
                                            "Value": "MQ"
                                        },
                                        {
                                            "Name": "MAURITANIA",
                                            "Value": "MR"
                                        },
                                        {
                                            "Name": "MAURITIUS",
                                            "Value": "MU"
                                        },
                                        {
                                            "Name": "MAYOTTE",
                                            "Value": "YT"
                                        },
                                        {
                                            "Name": "MEXICO",
                                            "Value": "MX"
                                        },
                                        {
                                            "Name": "MICRONESI - FEDERATED STATES OF",
                                            "Value": "FM"
                                        },
                                        {
                                            "Name": "MOLDOVA",
                                            "Value": "MD"
                                        },
                                        {
                                            "Name": "MONACO",
                                            "Value": "MC"
                                        },
                                        {
                                            "Name": "MONGOLIA",
                                            "Value": "MN"
                                        },
                                        {
                                            "Name": "MONTENEGRO",
                                            "Value": "ME"
                                        },
                                        {
                                            "Name": "MONTSERRAT",
                                            "Value": "MS"
                                        },
                                        {
                                            "Name": "MOROCCO",
                                            "Value": "MA"
                                        },
                                        {
                                            "Name": "MOZAMBIQUE",
                                            "Value": "MZ"
                                        },
                                        {
                                            "Name": "MYANMAR",
                                            "Value": "MM"
                                        },
                                        {
                                            "Name": "NAMIBIA",
                                            "Value": "NA"
                                        },
                                        {
                                            "Name": "NAURU",
                                            "Value": "NR"
                                        },
                                        {
                                            "Name": "NEPAL",
                                            "Value": "NP"
                                        },
                                        {
                                            "Name": "NETHERLANDS",
                                            "Value": "NL"
                                        },
                                        {
                                            "Name": "NETHERLANDS ANTILLES",
                                            "Value": "AN"
                                        },
                                        {
                                            "Name": "NEW CALEDONIA",
                                            "Value": "NC"
                                        },
                                        {
                                            "Name": "NEW ZEALAND",
                                            "Value": "NZ"
                                        },
                                        {
                                            "Name": "NICARAGUA",
                                            "Value": "NI"
                                        },
                                        {
                                            "Name": "NIGER",
                                            "Value": "NE"
                                        },
                                        {
                                            "Name": "NIGERIA",
                                            "Value": "NG"
                                        },
                                        {
                                            "Name": "NIUE",
                                            "Value": "NU"
                                        },
                                        {
                                            "Name": "NORFOLK ISLAND",
                                            "Value": "NF"
                                        },
                                        {
                                            "Name": "NORTHERN MARIANA ISLANDS",
                                            "Value": "MP"
                                        },
                                        {
                                            "Name": "NORWAY",
                                            "Value": "NO"
                                        },
                                        {
                                            "Name": "OMAN",
                                            "Value": "OM"
                                        },
                                        {
                                            "Name": "PAKISTAN",
                                            "Value": "PK"
                                        },
                                        {
                                            "Name": "PALAU",
                                            "Value": "PW"
                                        },
                                        {
                                            "Name": "PALESTINIAN TERRITORY - OCCUPIED",
                                            "Value": "PS"
                                        },
                                        {
                                            "Name": "PANAMA",
                                            "Value": "PA"
                                        },
                                        {
                                            "Name": "PAPUA NEW GUINEA",
                                            "Value": "PG"
                                        },
                                        {
                                            "Name": "PARAGUAY",
                                            "Value": "PY"
                                        },
                                        {
                                            "Name": "PERU",
                                            "Value": "PE"
                                        },
                                        {
                                            "Name": "PHILIPPINES",
                                            "Value": "PH"
                                        },
                                        {
                                            "Name": "PITCAIRN",
                                            "Value": "PN"
                                        },
                                        {
                                            "Name": "POLAND",
                                            "Value": "PL"
                                        },
                                        {
                                            "Name": "PORTUGAL",
                                            "Value": "PT"
                                        },
                                        {
                                            "Name": "PUERTO RICO",
                                            "Value": "PR"
                                        },
                                        {
                                            "Name": "QATAR",
                                            "Value": "QA"
                                        },
                                        {
                                            "Name": "RÉUNION",
                                            "Value": "RE"
                                        },
                                        {
                                            "Name": "ROMANIA",
                                            "Value": "RO"
                                        },
                                        {
                                            "Name": "RUSSIAN FEDERATION",
                                            "Value": "RU"
                                        },
                                        {
                                            "Name": "RWANDA",
                                            "Value": "RW"
                                        },
                                        {
                                            "Name": "SAINT BARTHÉLEMY",
                                            "Value": "BL"
                                        },
                                        {
                                            "Name": "SAINT HELENA",
                                            "Value": "SH"
                                        },
                                        {
                                            "Name": "SAINT KITTS AND NEVIS",
                                            "Value": "KN"
                                        },
                                        {
                                            "Name": "SAINT LUCIA",
                                            "Value": "LC"
                                        },
                                        {
                                            "Name": "SAINT MARTIN",
                                            "Value": "MF"
                                        },
                                        {
                                            "Name": "SAINT PIERRE AND MIQUELON",
                                            "Value": "PM"
                                        },
                                        {
                                            "Name": "SAINT VINCENT AND THE GRENADINES",
                                            "Value": "VC"
                                        },
                                        {
                                            "Name": "SAMOA",
                                            "Value": "WS"
                                        },
                                        {
                                            "Name": "SAN MARINO",
                                            "Value": "SM"
                                        },
                                        {
                                            "Name": "SAO TOME AND PRINCIPE",
                                            "Value": "ST"
                                        },
                                        {
                                            "Name": "SAUDI ARABIA",
                                            "Value": "SA"
                                        },
                                        {
                                            "Name": "SENEGAL",
                                            "Value": "SN"
                                        },
                                        {
                                            "Name": "SERBIA",
                                            "Value": "RS"
                                        },
                                        {
                                            "Name": "SEYCHELLES",
                                            "Value": "SC"
                                        },
                                        {
                                            "Name": "SIERRA LEONE",
                                            "Value": "SL"
                                        },
                                        {
                                            "Name": "SINGAPORE",
                                            "Value": "SG"
                                        },
                                        {
                                            "Name": "SLOVAKIA",
                                            "Value": "SK"
                                        },
                                        {
                                            "Name": "SLOVENIA",
                                            "Value": "SI"
                                        },
                                        {
                                            "Name": "SOLOMON ISLANDS",
                                            "Value": "SB"
                                        },
                                        {
                                            "Name": "SOMALIA",
                                            "Value": "SO"
                                        },
                                        {
                                            "Name": "SOUTH AFRICA",
                                            "Value": "ZA"
                                        },
                                        {
                                            "Name": "SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS",
                                            "Value": "GS"
                                        },
                                        {
                                            "Name": "SPAIN",
                                            "Value": "ES"
                                        },
                                        {
                                            "Name": "SRI LANKA",
                                            "Value": "LK"
                                        },
                                        {
                                            "Name": "SUDAN",
                                            "Value": "SD"
                                        },
                                        {
                                            "Name": "SURINAME",
                                            "Value": "SR"
                                        },
                                        {
                                            "Name": "SVALBARD AND JAN MAYEN",
                                            "Value": "SJ"
                                        },
                                        {
                                            "Name": "SWAZILAND",
                                            "Value": "SZ"
                                        },
                                        {
                                            "Name": "SWEDEN",
                                            "Value": "SE"
                                        },
                                        {
                                            "Name": "SWITZERLAND",
                                            "Value": "CH"
                                        },
                                        {
                                            "Name": "SYRIAN ARAB REPUBLIC",
                                            "Value": "SY"
                                        },
                                        {
                                            "Name": "TAIWAN -  PROVINCE OF CHINA",
                                            "Value": "TW"
                                        },
                                        {
                                            "Name": "TAJIKISTAN",
                                            "Value": "TJ"
                                        },
                                        {
                                            "Name": "TANZANIA -  UNITED REPUBLIC OF",
                                            "Value": "TZ"
                                        },
                                        {
                                            "Name": "THAILAND",
                                            "Value": "TH"
                                        },
                                        {
                                            "Name": "TIMOR-LESTE",
                                            "Value": "TL"
                                        },
                                        {
                                            "Name": "TOGO",
                                            "Value": "TG"
                                        },
                                        {
                                            "Name": "TOKELAU",
                                            "Value": "TK"
                                        },
                                        {
                                            "Name": "TONGA",
                                            "Value": "TO"
                                        },
                                        {
                                            "Name": "TRINIDAD AND TOBAGO",
                                            "Value": "TT"
                                        },
                                        {
                                            "Name": "TUNISIA",
                                            "Value": "TN"
                                        },
                                        {
                                            "Name": "TURKEY",
                                            "Value": "TR"
                                        },
                                        {
                                            "Name": "TURKMENISTAN",
                                            "Value": "TM"
                                        },
                                        {
                                            "Name": "TURKS AND CAICOS ISLANDS",
                                            "Value": "TC"
                                        },
                                        {
                                            "Name": "TUVALU",
                                            "Value": "TV"
                                        },
                                        {
                                            "Name": "UGANDA",
                                            "Value": "UG"
                                        },
                                        {
                                            "Name": "UKRAINE",
                                            "Value": "UA"
                                        },
                                        {
                                            "Name": "UNITED ARAB EMIRATES",
                                            "Value": "AE"
                                        },
                                        {
                                            "Name": "UNITED KINGDOM",
                                            "Value": "GB"
                                        },
                                        {
                                            "Name": "UNITED STATES",
                                            "Value": "US"
                                        },
                                        {
                                            "Name": "UNITED STATES MINOR OUTLYING ISLANDS",
                                            "Value": "UM"
                                        },
                                        {
                                            "Name": "URUGUAY",
                                            "Value": "UY"
                                        },
                                        {
                                            "Name": "UZBEKISTAN",
                                            "Value": "UZ"
                                        },
                                        {
                                            "Name": "VANUATU",
                                            "Value": "VU"
                                        },
                                        {
                                            "Name": "VATICAN CITY STATE",
                                            "Value": "VA"
                                        },
                                        {
                                            "Name": "VENEZUELA",
                                            "Value": "VE"
                                        },
                                        {
                                            "Name": "VIET NAM",
                                            "Value": "VN"
                                        },
                                        {
                                            "Name": "VIRGIN ISLANDS - BRITISH",
                                            "Value": "VG"
                                        },
                                        {
                                            "Name": "VIRGIN ISLANDS - U.S.",
                                            "Value": "VI"
                                        },
                                        {
                                            "Name": "WALLIS AND FUTUNA",
                                            "Value": "WF"
                                        },
                                        {
                                            "Name": "WESTERN SAHARA",
                                            "Value": "EH"
                                        },
                                        {
                                            "Name": "YEMEN",
                                            "Value": "YE"
                                        },
                                        {
                                            "Name": "ZAMBIA",
                                            "Value": "ZM"
                                        },
                                        {
                                            "Name": "ZIMBABWE",
                                            "Value": "ZW"
                                        }
                                    ],
                                    "ElementName": "PayerCountryCode"
                                },
                                {
                                    "Title": "Receiving Account Type",
                                    "IsRequired": true,
                                    "SortOrder": 3,
                                    "ElementType": "SelectList",
                                    "DataType": "String",
                                    "SelectItemType": "AccountType",
                                    "Length": 0,
                                    "SelectItems": [
                                        {
                                            "Name": "Current",
                                            "Value": "20"
                                        },
                                        {
                                            "Name": "Savings",
                                            "Value": "10"
                                        },
                                        {
                                            "Name": "Not Sure",
                                            "Value": "00"
                                        }
                                    ],
                                    "ElementName": "PayeeAccountType"
                                },
                                {
                                    "Title": "Expected Amount",
                                    "IsRequired": true,
                                    "SortOrder": 4,
                                    "ElementType": "TextBox",
                                    "DataType": "Amount",
                                    "Length": 12,
                                    "SelectItems": [],
                                    "ElementName": "Amount"
                                },
                                {
                                    "Title": "Receiving Currency",
                                    "IsRequired": true,
                                    "SortOrder": 5,
                                    "ElementType": "SelectList",
                                    "DataType": "String",
                                    "SelectItemType": "Currency",
                                    "Length": 0,
                                    "SelectItems": [
                                        {
                                            "Name": "Naira",
                                            "Value": "566"
                                        },
                                        {
                                            "Name": "US Dollars",
                                            "Value": "840"
                                        }
                                    ],
                                    "ElementName": "ExpectedCurrency"
                                },
                                {
                                    "Title": "Receiving Account Number (NUBAN Only)",
                                    "IsRequired": true,
                                    "SortOrder": 2,
                                    "ElementType": "TextBox",
                                    "DataType": "Numeric",
                                    "Length": 20,
                                    "SelectItems": [],
                                    "ElementName": "PayeeAccountNumber"
                                },
                                {
                                    "Title": "Firstname (Receiving Account)",
                                    "IsRequired": true,
                                    "SortOrder": 6,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 40,
                                    "SelectItems": [],
                                    "ElementName": "PayeeFirstname"
                                },
                                {
                                    "Title": "Surname (Receiving Account)",
                                    "IsRequired": true,
                                    "SortOrder": 7,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 40,
                                    "SelectItems": [],
                                    "ElementName": "PayeeSurname"
                                },
                                {
                                    "Title": "Mobile Number",
                                    "IsRequired": true,
                                    "SortOrder": 12,
                                    "ElementType": "TextBox",
                                    "DataType": "Numeric",
                                    "Length": 15,
                                    "SelectItems": [],
                                    "ElementName": "ReceiverPhoneNumber"
                                },
                                {
                                    "Title": "Answer to Test Question",
                                    "IsRequired": false,
                                    "SortOrder": 13,
                                    "ElementType": "TextBox",
                                    "DataType": "String",
                                    "Length": 40,
                                    "SelectItems": [],
                                    "ElementName": "TestAnswer"
                                }
                            ],
                            "FinishButtonName": "Receive Money",
                            "StartPage": "Payment/PaymentDetails",
                            "UsesPaymentItems": true,
                            "PerformInquiry": false,
                            "AllowRetry": false
                        },
                        "PaymentOptionsPageHeader": "Western Union - Receive Money - Pick your bank",
                        "PaymentOptionsTitle": "Banks offering to receive Western Union money transfers on bank accounts",
                        "CategoryId": 26,
                        "CategoryName": "Receive Money",
                        "SmallImageId": "010995fa-b286-4d9f-b9d0-74a2cd2576d3",
                        "LargeImageId": "e9447628-6094-4018-a285-1ed5b9b4d350",
                        "AmountType": 0
                    }
                ]
            }
        ]
    },
    "ResponseCode": "90000",
    "ResponseCodeGrouping": "SUCCESSFUL"
}

Or you can make a Get call to Get Billers By Category.

Request:

curl 'https://qa.interswitchng.com/quicktellerservice/api/v5/services/categories' \
--H 'Authentication: Bearer Token'
--H 'terminalId: <YOUR_TERMINAL_ID>' \
--H 'Content-Type: application/json'
--X GET

Response:

{
    "BillerCategories": [
        {
            "Id": 1,
            "Name": "Utility Bills",
            "Description": "Pay your utility bills here",
            "Billers": []
        },
        {
            "Id": 2,
            "Name": "Cable TV Bills",
            "Description": "Pay for your cable TV subscriptions here",
            "Billers": []
        },
        {
            "Id": 3,
            "Name": "State Payments",
            "Description": "Pay state taxes",
            "Billers": []
        },
        {
            "Id": 4,
            "Name": "Mobile/Recharge",
            "Description": "Recharge your phone",
            "Billers": []
        },
        {
            "Id": 7,
            "Name": "Donations",
            "Description": "Donate to a worthy cause",
            "Billers": []
        },
        {
            "Id": 8,
            "Name": "Phone Bills",
            "Description": "Pay all post paid phone bills",
            "Billers": []
        },
        {
            "Id": 9,
            "Name": "Subscriptions",
            "Description": "Pay for your other subscriptions (like ISP) here",
            "Billers": []
        },
        {
            "Id": 11,
            "Name": "Embassy Payments",
            "Description": "Make your embassy payments here",
            "Billers": []
        },
        {
            "Id": 12,
            "Name": "Tax Payments",
            "Description": "Tax Payments",
            "Billers": []
        },
        {
            "Id": 13,
            "Name": "Insurance/Smart",
            "Description": "Insurance Payments",
            "Billers": []
        },
        {
            "Id": 14,
            "Name": "Others",
            "Description": "Others",
            "Billers": []
        },
        {
            "Id": 15,
            "Name": "Airlines",
            "Description": "Airlines",
            "Billers": []
        },
        {
            "Id": 16,
            "Name": "Transport",
            "Description": "Transport",
            "Billers": []
        },
        {
            "Id": 17,
            "Name": "Products and Services",
            "Description": "Products and Services",
            "Billers": []
        },
        {
            "Id": 18,
            "Name": "Funds Transfer",
            "Description": "Funds Transfer",
            "Billers": []
        },
        {
            "Id": 19,
            "Name": "Microfinance",
            "Description": "Microfinance",
            "Billers": []
        },
        {
            "Id": 20,
            "Name": "Mobile Money",
            "Description": "Load your mobile wallet",
            "Billers": []
        },
        {
            "Id": 22,
            "Name": "PayChoice",
            "Description": "Upperlink PayChoice Schools",
            "Billers": []
        },
        {
            "Id": 23,
            "Name": "Event Tickets",
            "Description": "Event Tickets",
            "Billers": []
        },
        {
            "Id": 24,
            "Name": "Quickteller Business",
            "Description": "Revenue Collections",
            "Billers": []
        },
        {
            "Id": 25,
            "Name": "Transfer Money",
            "Description": "Transfers money to various destinations",
            "Billers": []
        },
        {
            "Id": 26,
            "Name": "Receive Money",
            "Description": "Receives money from various sources",
            "Billers": []
        },
        {
            "Id": 27,
            "Name": "Religious Institutions",
            "Description": "Give for Religious cause",
            "Billers": []
        }
    ],
    "ResponseCode": "90000",
    "ResponseCodeGrouping": "SUCCESSFUL"
}

Step 2: Fetch the payment Items.

Make an API request to the Get Biller Payment Items endpoint including the necessary path parameter, specifically the billerId. This request will provide you with a list of items the biller offers.

while passing the required path parameter - billerId. This will give a list of items that the biller provides.

Request:

curl https://qa.interswitchng.com/quicktellerservice/api/v5/services/options?serviceid=17589 \
-H "Authorization: Bearer <TOKEN>" \
-H "Content-Type: application/json" \
-H "TerminalID: <YOUR_TERMINAL_ID>" \
-X GET

Response:

{
    "PaymentItems": [
        {
            "Id": "01",
            "Name": "Abuja Disco Buypower Prepaid",
            "BillerName": "Abuja Disco Buy Power Prepaid",
            "ConsumerIdField": "CustomerRef",
            "Code": "01",
            "BillerType": "PHV",
            "ItemFee": "0",
            "Amount": "0",
            "BillerId": "17589",
            "BillerCategoryId": "1",
            "CurrencyCode": "566",
            "CurrencySymbol": "NGN",
            "ItemCurrencyCode": "566",
            "ItemCurrencySymbol": "NGN",
            "Children": [],
            "IsAmountFixed": true,
            "SortOrder": 0,
            "PictureId": 0,
            "PaymentCode": "051758901",
            "AmountType": 2,
            "PaydirectItemCode": "051760201"
        }
    ],
    "ResponseCode": "90000",
    "ResponseCodeGrouping": "SUCCESSFUL"
}

Step 3: Verify the customer ID

Make an API request to the Customer Validation endpoint. This call verifies the customer ID. You should verify that the customer exists before making the payment.

Request:

curl https://qa.interswitchng.com/quicktellerservice/api/v5/Transactions/validatecustomers \
-H "Authorization: Bearer <TOKEN>" \
-H "Content-Type: application/json" \
-H "TerminalID: <your_terminal_id>" \
-D '{
				"customers": [
				{
            "PaymentCode": "0488051528",
            "CustomerId": "08124888436"
			}
				],
			"TerminalId": "3pbl"
			} ''
-X POST

Response:

{
    "Customers": [
        {
            "BillerId": 0,
            "PaymentCode": "48001",
            "CustomerId": "0000000001",
            "ResponseCode": "90000",
            "FullName": "",
            "Amount": 500000,
            "AmountType": 0,
            "AmountTypeDescription": "AnyAmount",
            "Surcharge": 2500
        }
    ],
    "ResponseCode": "90000",
    "ResponseCodeGrouping": "SUCCESSFUL"
}

Step 4: Make Payment

Initiate a payment by calling the Bill Payment Advice endpoint and passing the required parameters and fields

Request:

curl https://qa.interswitchng.com/quicktellerservice/api/v5/Transactions \
-H "Authentication: Bearer <TOKEN>" \
-H "Content-Type: application/json" \
-H "TerminalID: <YOUR_TERMINAL_ID>" \
-d '{“paymentCode”:”	0488051528″,“customerId”:”2348124888436″,“customerMobile”:”2348124888436″,“customerEmail”:”[email protected]”,“amount”:”10000″,“requestReference”:”122200898163″}' \
-X POST

Response:

{
  "TransactionRef": "PBL|Web|3pbl0001|VerveECa|010223180453|4WNYQJ3NDB",
  "ApprovedAmount": "10000",
  "AdditionalInfo": {},
  "ResponseCode": "90000",
  "ResponseDescription": "Success",
  "ResponseCodeGrouping": "SUCCESSFUL"
}

After testing step 4, If the transaction is successful, a virtual card tied to your account is debited, and value is given to the customer. If the transaction fails, there will be no debit to the virtual card.

Step 5: To get a transaction status.

Make a request to the Query Transaction endpoint to get the transaction status.

Request:

curl https://qa.interswitchng.com/quicktellerservice/api/v5/Transactions?requestRef=requestReferencevalue\
-H "Authorization: Bearer <TOKEN>" \
-H "Content-Type: application/json" \
-H "TerminalID: <YOUR_TERMINAL_ID>" \
-X GET

Response:

{
  "billPayment": {
    "biller": "MCN",
    "customerId1": "000000001",
    "customerId2": null,
    "paymentTypeName": "Family",
    "paymentTypeCode": "COFAMW4",
    "billerId": "104"
  },
  "amount": "2000",
  "currencyCode": "566",
  "customer": "000000001",
  "customerEmail": "[email protected]",
  "customerMobile": "08065186175",
  "paymentDate": "7/18/2016 8:53:39 AM",
  "requestReference": "119420151169",
  "serviceCode": "COFAMW4",
  "serviceName": "Family",
  "serviceProviderId": "104",
  "status": "Completed",
  "surcharge": "100",
  "transactionRef": "FTH|Web|3FTH0001|MCN|180716085339|00000002",
  "transactionResponseCode": "90000",
  "transactionSet": "BillPayment"
}