Card Transaction Command

This is used to initiate a card transaction on the POS terminal. The amount of goods purchase is to be sent along in the request as shown below. The transaction would be completed on the POS as the customer would be prompted to key in his / her card and transaction would be sent upstream for approval and a response is returned.

Sample request

<request>
<command>purchase</command>
<amount>5000</amount>
<paymentOption>card</paymentOption>
<accounttype>savings</accounttype>
<staff>staff_001</staff>
<tillRef>TXN123456</tillRef>
<additionalData></additionalData>
<tillID>TILL_001</tillID>
</request>

Response Message field description

This field will vary depending on the transaction:

Property	Type	default	Description
amount	String	null	The transaction amount as a string
paymentOption	String	null	A string representing the payment method (case-insensitive)
accountType	String	null	The type of account used for the transaction
staff	String	null	The identifier for the staff member processing the transaction
command	String	null	The command to execute for this transaction
tillRef	String	null	A unique reference for the till transaction, enables reconciliation between Till systems and payment processing records and links the payment terminal response back to the specific Till that initiated the request
additionalInfo	String	null	Any additional data or information for the transaction(example, loyalty points earned, promotional codes applied, merchant-specific data)
tillID	String	null	The identifier of the till device

Sample Response (success)

The response for success: at least a port is returned.

<transResponse>
<Stan>000003</Stan>
<RespMessage>transaction approved</RespMessage>
<RespCode>00</RespCode>
<Amount>5000</Amount>
<TerminalId>2056XYZ1</TerminalId>
<MaskedPan>...</MaskedPan>
<TransRef>...</TransRef>
<TillRef>TXN123456</TillRef>
<AdditionalTransactionInfo>...</AdditionalTransactionInfo>
<Staff>staff_001</Staff>
<RRN>...</RRN>
<PaymentOption>card</PaymentOption>
<CardScheme>...</CardScheme>
</transResponse>

Sample Response (failure)

<transResponse>
<Stan>000003</Stan>
<RespMessage>insufficient funds</RespMessage>
<RespCode>51</RespCode>
<Amount>5000</Amount>
<TerminalId>2056XYZ1</TerminalId>
<MaskedPan>...</MaskedPan>
<TransRef>...</TransRef>
<TillRef>TXN123456</TillRef>
<AdditionalTransactionInfo>...</AdditionalTransactionInfo>
<Staff>staff_001</Staff>
<RRN>...</RRN>
<PaymentOption>card</PaymentOption>
<CardScheme>...</CardScheme>
</transResponse>