Overview

Introduction

PIPEChain (the Pan-African Intergrated Payment Ecosystem) is an ecosystem of African developers, integrators, liquidity providers and financial institutions with the sole aim of facilitating cross-border money transfers all across Africa.

PIPEChain seamlessly handles both Peer to Peer payments and Merchant payments.

PIPEChain itself is not a financial institution, neither is it a wallet. End user funds will never be held by PIPEChain. Instead, end users will be expected to use their existing banking apps or mobile money providers to transfer funds from one African country to another.

Use Cases

Send money from a bank in Kenya to a bank Nigeria, and vice versa.

Send money from a mobile-money platform in Cameroon to a digital wallet in Nigeria and vice versa.

Ecosystem

The PIPEChain ecosystem currently consists of:

Facilitators: which in this case is Interswitch and Interstellar collaboratively spearhead the innovation and development of PIPEChain.

Liquidity Providers: e.g. Dangote, MTN , provide liquidity to ensure sufficient funds within the ecosystem for seamless transactions.

Payment Gateways: E.g. banks, digital wallets, mobile money platforms facilitate seamless fund transfers

Banks/PSPs: Are non-liquidity gateways who hold and manage funds, ensuring security,and compliance with regulatory standards. E.g Big Pan Africa Bank

and Integrators: Usually the dev teams within financial institutions.

The more financial institutions join PIPEChain, the more powerful and useful the whole ecosystem becomes.

This document is for Integrators.

You, the Integrator!

This document is for you. You’ll learn the following:

How to onboard a financial institution

How to onboard liquidity providers.

Walkthroughs and APIs to manage on-off ramp processes for Banks, PSPs, and Liquidity Providers within PIPEChain for deposits and withdrawals.

Walkthroughs and APIs to honor and facilitate the reception of funds by users on the receiving end of a cross-border payment.